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2027 E. Minton

$529,900 Short Sale

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Address: 2027 E. Minton	City/ST: Mesa, AZ	Zip Code: 85213
Property Type: Single Family Home	New or Resale: Resale	Square Footage: 3812
Bedrooms: 5	Bathrooms: 3 full, 1 half	MLS# 4403663

Last Updated: 6/21/2010 3:45:23 PM

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First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Q	What is considered one of the few remaining tax shelters in the 1990s?
A	Homeownership--property taxes on a residence or vacation home are deductible up to $1 million.
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Brett Tanner, REALTOR�, real estate agent and broker for Chandler, Gilbert and Phoenix, Arizona home listings, property and land for sale - NUMBER1EXPERT

Brett Tanner
Keller Williams Lifestyle Realty
3540 E. Baseline Rd. #120
Phoenix, AZ 85042
602-738-3999
Fax: 602-232-2206
bretttanner@NUMBER1EXPERT.com

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