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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 602-738-3999.
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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Top Dollar Sale
I want to thank Brett for getting our home sold for more than we thought possible.
Louie Maldonado
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
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Late On Payments
Helping homeowners understand their options when facing foreclosure.
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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a Chandler, Gilbert and Phoenix real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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Real Estate Trivia
Q 
What famous American building was originally built in 1792, burned and rebuilt 1814-1818 and restored in 1952?

A 
The White House in Washington, D.C., modeled after an Irish palace, is a sumptuous example of post-colonial architecture.
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Brett Tanner, REALTOR®, real estate agent and broker for Chandler, Gilbert and Phoenix, Arizona home listings, property and land for sale - NUMBER1EXPERT

Brett Tanner
Keller Williams Lifestyle Realty

3540 E. Baseline Rd. #120
Phoenix, AZ 85042
602-738-3999
Fax: 602-232-2206
bretttanner@NUMBER1EXPERT.com


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